Material disclosure

APR Disclosure: Some states limit the Annual Percentage Rate (APR) that lenders can charge. APRs for cash advance loans range from 200% to 1386%, installment loans range from 6.63% to 485%, and personal loans range from 4.99% to 450%, depending on the lender. Loans from states without APR caps or from banks not governed by state laws may have higher APRs. The APR represents the rate at which interest accrues on a loan based on the amount, cost, term, repayment amounts, and timing. Lenders are required to disclose the APR and other loan terms before you sign an agreement. APR rates can change.

Material Disclosure: LeadsVaultOnline.com is not a lender, loan broker, or agent. We are an advertising referral service connecting users to qualified participating lenders who may offer cash advance loans ($100 to $1,000), installment loans (up to $5,000), and personal loans (up to $35,000). Not all lenders provide these amounts, and acceptance by a lender is not guaranteed. This service is not an offer or solicitation for loan products prohibited by any state law, nor is it an endorsement or charge for any service or product. Compensation received is solely for advertising services. The service and offer are void where prohibited. We do not control or are responsible for any lender’s actions or the full terms of your loan, including APR. Contact your lender directly for information about specific loan terms, rates, charges, renewal, payments, and implications for non-payment. Your registration information may be shared with one or more participating lenders. You are not obligated to use our service, contact a lender, register for credit or loan products, or accept a loan. Cash transfer times and repayment terms vary by lender and may be subject to state and local regulations. Some faxing may be required. For additional information, such as credit and late payment implications, refer to our FAQs. These disclosures are for informational purposes only and are not legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions: Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are not eligible for this service. The states serviced by this website may change without notice.

Credit Implications: LeadsVaultOnline.com does not make credit decisions. Participating lenders may perform credit checks with credit bureaus or alternative providers to determine creditworthiness. By submitting your information, you consent to these checks. Loans from lenders in our network are short-term solutions and not a long-term financial strategy. Consider professional financial advice before taking a short-term loan. Late payments may incur fees or collection activities. Non-payment may also result in collection activities. Each lender has its own terms, conditions, and renewal policies. Please review them carefully.